UPI payments
India’s most-used payment method. Customers pay from any UPI app — PhonePe, Google Pay India, BHIM — with one QR scan or VPA.
Paytm is one of India’s biggest payment networks. Connect it to your Freewebstore (also called PayUmoney in our control panel) and take UPI, cards, mobile wallets and net banking — everything Indian shoppers actually use.
Built for INR stores. UPI, cards, wallets, net banking.
Paytm covers the dominant Indian payment methods: UPI, cards, wallets and net banking. If you sell to India in INR, Paytm is the right gateway.
India’s most-used payment method. Customers pay from any UPI app — PhonePe, Google Pay India, BHIM — with one QR scan or VPA.
Visa, Mastercard, RuPay, Amex, Diners. Both credit and debit cards accepted.
Paytm wallet, plus other major Indian wallets. Familiar checkout for the audience that uses them daily.
Direct bank transfers from 50+ Indian banks. Required for many B2B and higher-value B2C transactions.
Operates under Reserve Bank of India guidelines. Compliance handled at the gateway level.
Currency in INR, language in English (Hindi optional), payment methods Indians actually use. Reduces friction for the local audience.
Apply at paytm.com or via PayUmoney. India-registered business, PAN and bank details required.
In your control panel, go to Orders > Payment Gateways > PayUmoney. Add the merchant key and salt that Paytm gives you.
Test in Paytm’s sandbox, flip to production, you’re taking Indian payments. Money settles to your business bank in INR.
Paytm requires an India-registered business and Indian bank account. If you’re based elsewhere, you can still sell to Indian customers via Stripe or PayPal — just not via Paytm. For India-only businesses, Paytm is the right choice.
PayUmoney is the merchant payment-acceptance brand under the Paytm umbrella. They’re effectively the same product. Our control panel lists it as PayUmoney.
Yes — UPI is the default payment method. Customers pay from any UPI app (PhonePe, Google Pay India, BHIM, Paytm) with a QR code or VPA at checkout.
Paytm rates vary by payment type. UPI is typically the cheapest, cards are similar to global gateways, net banking and wallets sit in between. Get a quote during application.
Open a free Freewebstore and connect Paytm to take UPI, cards, wallets and net banking from Indian customers.
Start my free storeNo credit card. No trial. Free forever.